:root{
  --bg:#071A2D;
  --ink:#0B2A4A;
  --accent:#0E6BA8;
  --muted:#5A6B7A;
  --card:#0B1F33;
  --soft:#F3F7FB;
  --white:#FFFFFF;
  --radius:18px;
  --shadow: 0 14px 34px rgba(7, 26, 45, .12);
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color:#0E1E2C;
  background: var(--white);
  line-height:1.55;
}

a{ color:var(--accent); text-decoration:none; }
a:hover{ text-decoration:underline; }

.container{
  width:min(1120px, 92vw);
  margin-inline:auto;
}

.skip-link{
  position:absolute;
  left:-999px;
  top:10px;
  background:#000;
  color:#fff;
  padding:.6rem .8rem;
  border-radius:10px;
}
.skip-link:focus{ left:10px; z-index:9999; }

.site-header{
  position:sticky; top:0; z-index:50;
  background:rgba(255,255,255,.86);
  backdrop-filter: blur(10px);
  border-bottom:1px solid rgba(11,42,74,.08);
}
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  padding:12px 0;
}
.brand-logo{ height:46px; width:auto; display:block; }

.nav-toggle{
  display:none;
  background:transparent;
  border:1px solid rgba(11,42,74,.18);
  border-radius:12px;
  padding:10px 12px;
  cursor:pointer;
}
.burger{
  display:block;
  width:22px; height:2px;
  background:var(--ink);
  position:relative;
}
.burger::before,.burger::after{
  content:"";
  position:absolute; left:0;
  width:22px; height:2px;
  background:var(--ink);
}
.burger::before{ top:-7px; }
.burger::after{ top:7px; }

.nav-menu{
  display:flex;
  align-items:center;
  gap:18px;
  list-style:none;
  margin:0; padding:0;
}
.nav-menu a{
  color:var(--ink);
  font-weight:650;
  padding:10px 10px;
  border-radius:12px;
}
.nav-menu a:hover{
  background:rgba(14,107,168,.08);
  text-decoration:none;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:12px 16px;
  border-radius:14px;
  background:linear-gradient(135deg, var(--ink), var(--accent));
  color:var(--white);
  font-weight:750;
  border:0;
  cursor:pointer;
  box-shadow: 0 10px 22px rgba(14,107,168,.18);
}
.btn:hover{ filter:brightness(1.04); text-decoration:none; }
.btn:active{ transform: translateY(1px); }
.btn-small{ padding:10px 14px; border-radius:12px; }
.btn-ghost{
  background:transparent;
  color:var(--ink);
  border:1px solid rgba(11,42,74,.18);
  box-shadow:none;
}
.btn-ghost:hover{
  background:rgba(11,42,74,.04);
}

.hero{
  position:relative;
  overflow:hidden;
  padding:72px 0 34px;
}
.hero-bg{
  position:absolute; inset:-40px -40px auto -40px;
  height:360px;
  background:
    radial-gradient(900px 260px at 18% 20%, rgba(14,107,168,.20), transparent 60%),
    radial-gradient(700px 240px at 80% 10%, rgba(11,42,74,.14), transparent 55%),
    linear-gradient(180deg, rgba(243,247,251,.90), rgba(255,255,255,0));
  z-index:-1;
}

.hero-grid{
  display:grid;
  grid-template-columns: 1.25fr .9fr;
  gap:28px;
  align-items:stretch;
}

.kicker{
  display:inline-block;
  color:var(--accent);
  font-weight:800;
  letter-spacing:.5px;
  margin:0 0 10px;
}
h1{
  margin:0 0 12px;
  font-size: clamp(30px, 3.2vw, 52px);
  line-height:1.12;
  color:var(--ink);
}
.lead{
  margin:0 0 20px;
  font-size: clamp(16px, 1.25vw, 18px);
  color: rgba(14,30,44,.82);
  max-width: 62ch;
}

.hero-cta{ display:flex; gap:12px; flex-wrap:wrap; margin-bottom:18px; }

.trust{
  display:flex;
  gap:14px;
  flex-wrap:wrap;
  margin-top:6px;
}
.trust-item{
  background:rgba(11,42,74,.04);
  border:1px solid rgba(11,42,74,.08);
  padding:10px 12px;
  border-radius:14px;
}
.trust-num{ display:block; font-weight:900; color:var(--ink); }
.trust-label{ display:block; font-size:13px; color:var(--muted); }

.hero-card .card{
  background: linear-gradient(180deg, #0B1F33, #082034);
  color: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding:20px 20px 18px;
  border:1px solid rgba(255,255,255,.08);
}
.card-title{ margin:0 0 10px; font-size:18px; color:rgba(255,255,255,.88);}
.card-subtitle{ margin:10px 0 10px; font-size:15px; color:rgba(255,255,255,.85); }
.checklist{
  margin:0;
  padding-left:18px;
  color:rgba(255,255,255,.88);
}
.card-divider{
  height:1px;
  background: rgba(255,255,255,.12);
  margin:14px 0;
}
.tags{ display:flex; gap:8px; flex-wrap:wrap; }
.tag{
  display:inline-flex;
  padding:7px 10px;
  border-radius:999px;
  background: rgba(14,107,168,.18);
  border:1px solid rgba(255,255,255,.12);
  font-size:12px;
  font-weight:650;
}

.section{ padding:56px 0; }
.section.alt{ background: var(--soft); }
.section-head{ margin-bottom:18px; }
.section-head p{ margin:6px 0 0; color: var(--muted); }

h2{
  margin:0 0 10px;
  font-size: clamp(22px, 2.2vw, 32px);
  color: var(--ink);
}
p{ margin:0 0 12px; }

.two-col{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap:24px;
  align-items:start;
}

.panel{
  background: #fff;
  border:1px solid rgba(11,42,74,.10);
  border-radius: var(--radius);
  padding:18px;
  box-shadow: 0 10px 26px rgba(7,26,45,.06);
}
.steps{ margin:0; padding-left:18px; }
.steps li{ margin:8px 0; color: rgba(14,30,44,.86); }

.grid3{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:16px;
}
.feature{
  background:#fff;
  border:1px solid rgba(11,42,74,.10);
  border-radius: var(--radius);
  padding:18px;
  box-shadow: 0 10px 26px rgba(7,26,45,.06);
}
.feature h3{ margin:0 0 8px; color:var(--ink); }
.feature p{ margin:0; color:rgba(14,30,44,.82); }

.services{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:16px;
  margin-top:12px;
}
.service{
  background:#fff;
  border:1px solid rgba(11,42,74,.10);
  border-radius: var(--radius);
  padding:18px;
  box-shadow: 0 10px 26px rgba(7,26,45,.06);
}
.service h3{ margin:0 0 10px; color:var(--ink); }
.service ul{ margin:0; padding-left:18px; color:rgba(14,30,44,.86); }
.service li{ margin:8px 0; }

.cta-band{
  margin-top:18px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  padding:18px;
  border-radius: var(--radius);
  background: linear-gradient(135deg, rgba(11,42,74,.06), rgba(14,107,168,.08));
  border:1px solid rgba(11,42,74,.10);
}

.contact-cards{
  display:grid;
  grid-template-columns: 1fr;
  gap:12px;
  margin-top:14px;
}
.contact-card{
  background:#fff;
  border:1px solid rgba(11,42,74,.10);
  border-radius: var(--radius);
  padding:14px 16px;
}
.contact-card h3{ margin:0 0 6px; color:var(--ink); }
.contact-card p{ margin:0 0 6px; }
.contact-card small{ color:var(--muted); }

.form{ display:grid; gap:12px; }
label{ display:grid; gap:8px; font-weight:700; color:var(--ink); }
input, textarea{
  width:100%;
  padding:12px 12px;
  border-radius: 14px;
  border:1px solid rgba(11,42,74,.18);
  font: inherit;
}
input:focus, textarea:focus{
  outline: none;
  border-color: rgba(14,107,168,.55);
  box-shadow: 0 0 0 4px rgba(14,107,168,.12);
}
.form-note{ margin:0; color:var(--muted); font-size:13px; }

.site-footer{
  padding:18px 0;
  border-top:1px solid rgba(11,42,74,.08);
  background:#fff;
}
.footer-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  flex-wrap:wrap;
}
.muted{ color:var(--muted); }
.dot{ color:rgba(11,42,74,.35); margin:0 8px; }

.sr-only{
  position:absolute;
  width:1px;height:1px;
  padding:0;margin:-1px;
  overflow:hidden;clip:rect(0,0,0,0);
  white-space:nowrap;border:0;
}

/* Responsive */
@media (max-width: 980px){
  .hero-grid{ grid-template-columns: 1fr; }
  .two-col{ grid-template-columns: 1fr; }
  .grid3{ grid-template-columns: 1fr; }
  .services{ grid-template-columns: 1fr; }
  .cta-band{ flex-direction:column; align-items:flex-start; }
}

@media (max-width: 820px){
  .nav-toggle{ display:inline-flex; align-items:center; justify-content:center; }
  .nav-menu{
    position:absolute;
    right:4vw; top:72px;
    background:#fff;
    border:1px solid rgba(11,42,74,.10);
    border-radius:16px;
    box-shadow: var(--shadow);
    padding:10px;
    display:none;
    flex-direction:column;
    align-items:stretch;
    min-width: 220px;
  }
  .nav-menu.is-open{ display:flex; }
  .nav-menu a{ padding:12px 12px; }
}